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Flexible Spending Accounts
Helping you bring home
everyday health items

Flexible Spending Accounts

Flexible Spending Account

A flexible spending account (FSA) is a healthcare benefit program set up with your employer. This voluntary plan allows you to place a portion of your pre-taxed income into a pre-paid spending account.

How it works:

1. Check if your company offers FSA benefits. If yes, decide the amount of money to be set aside for the FSA account. Also, check the list of qualifying items. Read more about product qualification details.

2. Contribute to your FSA account. This account is generally managed by your insurance company and can be accessed only by you.

Making purchases using an FSA account:

In-store purchase with an FSA debit card: When you make an eligible purchase, your account is automatically debited, so you do not have to submit receipts.

Online or in-store purchases without an FSA debit card: Look through your receipt for items which qualify for FSA reimbursement. Then, submit the receipt to your insurer and be reimbursed on approved items with allocated funds from your FSA.

Under the new law effective January 1, 2011, the cost of over-the-counter items cannot be reimbursed from a flexible spending account unless a prescription is obtained.

FSA Approved Categories:

Baby

  • Baby electrolytes
  • Prenatal vitamins

Denture Care

  • Adhesives/Repair
  • Cleaners

Diagnostics Equipment

  • Thermometers
  • Blood Pressure Monitors
  • Cholesterol Testing
  • Family planning
  • Diabetic lancets
  • Diabetic monitors & test strips
  • Hearing Aid/Medical Batteries

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